NAYA + Adyen Integration
NAYA's Adyen integration brings enterprise-grade payment reconciliation to your finance operations. With support for 150+ currencies, marketplace payouts, and complex settlement structures, NAYA automatically matches Adyen transactions against your bank deposits and general ledger.
Integration Benefits
Multi-Currency Settlement Tracking
Automatically reconcile settlements across 150+ currencies with real-time FX rate application. Track currency conversion costs and realized gains/losses for accurate financial reporting.
Marketplace Payout Reconciliation
For platforms using Adyen for Platforms, NAYA tracks split payments, platform fees, and seller payouts. Reconcile complex marketplace payment flows without manual intervention.
Fee Validation and Variance Detection
Automatically validate interchange fees, scheme fees, and processing costs against expected rates. NAYA flags variances that exceed defined thresholds for immediate review.
Real-Time Transaction Sync
Continuous sync of authorizations, captures, refunds, and chargebacks via Adyen webhooks. Know your cash position in real-time rather than waiting for daily settlement reports.
Funding Report Automation
Auto-match Adyen funding reports to bank deposits with intelligent date handling. Handle timing differences between Adyen settlement cycles and actual bank credits automatically.
How to Connect
Generate Adyen API Credentials
Create an API user in your Adyen Customer Area with Report and Accounting roles. NAYA needs read access to transactions, settlements, and payout reports.
Configure Webhook Endpoints
Set up Adyen webhooks to send real-time transaction events to NAYA. This enables instant visibility into payments, refunds, and disputes as they occur.
Map Account Structure
Configure your merchant accounts, store references, and currency mappings in NAYA. Define how Adyen entities map to your chart of accounts and cost centers.
Enable Settlement Reports
Activate automated settlement report delivery via SFTP or API. NAYA ingests settlement detail reports to reconcile net payouts against individual transactions.
Validate Test Transactions
Run test transactions in Adyen sandbox to verify end-to-end reconciliation. Confirm that transactions flow correctly and matching rules work as expected.
Adyen Reconciliation: Enterprise Payment Operations
Adyen powers payments for the world's leading companies—from global retailers to marketplace platforms to subscription businesses. With transactions flowing through 150+ currencies, multiple settlement schedules, and complex fee structures, reconciling Adyen payments manually is impractical at scale.
NAYA's Adyen integration brings automation to this complexity. Every transaction, fee, and settlement flows into your reconciliation workflow automatically, matched against bank deposits and posted to your general ledger.
The Adyen Reconciliation Challenge
Adyen's power comes with complexity. Finance teams face several reconciliation challenges:
- Multi-currency settlements with FX conversion at various stages
- Net settlements that bundle transactions, fees, and adjustments
- Marketplace splits dividing payments between platform and sellers
- Timing differences between Adyen settlement and bank credit
- Complex fee structures with interchange, scheme fees, and markups
Without automation, teams spend hours downloading reports, mapping transactions, and manually matching settlements to bank deposits.
How NAYA Automates Adyen Reconciliation
NAYA transforms Adyen reconciliation through continuous automation:
Real-Time Data Ingestion
Webhooks capture transaction events as they happen—authorizations, captures, refunds, chargebacks, and disputes. Your cash position is always current, not waiting for overnight batch updates.
Intelligent Settlement Matching
When Adyen settlement reports arrive, NAYA automatically matches individual transactions to the net payout amount. Fees are extracted, FX conversions tracked, and the resulting bank deposit predicted.
Bank Deposit Reconciliation
Predicted deposits are matched against actual bank credits. NAYA handles timing differences—transactions included in one settlement may hit the bank over multiple days due to currency and region.
Automated GL Posting
Reconciled transactions flow to your general ledger with proper account mapping. Revenue, fees, and cash are posted according to your chart of accounts.
Multi-Region and Multi-Currency
For global businesses, Adyen settlements span currencies and regions. NAYA handles this complexity:
- Track original transaction currency vs. settlement currency
- Capture FX rates at authorization, capture, and settlement
- Calculate realized FX gains/losses for accurate reporting
- Consolidate multi-region operations in unified dashboards
Marketplace and Platform Support
Adyen for Platforms powers two-sided marketplaces and multi-party payment flows. NAYA supports the full complexity:
- Track split percentages and commissions per transaction
- Reconcile platform revenue separately from seller payouts
- Handle payout schedules that differ between platform and sellers
- Audit full money flow from buyer payment to all parties
Ready to automate your Adyen reconciliation? Learn more about NAYA's approach to reconciliation and see how we help enterprise payment operations scale.
FAQ
How does NAYA connect to Adyen?
NAYA connects via the Adyen Management API and webhooks. API calls retrieve historical data and settlement reports, while webhooks provide real-time event notifications for transactions and disputes.
What Adyen data does NAYA sync?
NAYA syncs authorizations, captures, refunds, chargebacks, payout reports, settlement details, and fee breakdowns. All data is normalized and matched against your internal records and bank deposits.
How quickly does transaction data appear in NAYA?
Webhook events appear in seconds. Settlement and payout report data syncs based on Adyen's publishing schedule, typically within hours of settlement completion.
Can NAYA handle Adyen for Platforms marketplace payments?
Yes. NAYA fully supports Adyen for Platforms, including split payments, platform commissions, seller payouts, and multi-party settlements. Each party's share is tracked and reconciled separately.
How does the integration handle multiple merchant accounts?
NAYA supports unlimited merchant accounts within a single Adyen company account. Each merchant account can have distinct mapping rules, and consolidated reporting provides a unified view across all accounts.