The NAYA Proof Engine: Deterministic Matching at Scale
Line up records from banks, payment processors, and internal ledgers to produce verified proof with up to 99% match accuracy and up to 96% reconciliation-time reduction.
Multi-Stage Deterministic Matching Pipeline
Execute high-speed multi-stage matching: exact primary key identification, fuzzy metadata matching, settlement window tolerances, and multi-way batch grouping.
Deterministic Multi-Way Matching
Line up records from banks, payment processors, and internal ledgers to produce verified proof with up to 99% match accuracy. Replace manual spreadsheet-based matching with continuous deterministic verification.
N:M Group Settlement Resolution
Decompose bulk merchant payouts, processor interchange deductions, chargeback reserves, and multi-leg transfers into unified triangular proof units.
Automated Exception Workflows
Isolate unmatched items instantly, categorize variances by failure type (fees, timing delays, currency conversion differences), and route them to structured resolution queues.
Root-Cause Exception Isolation
Automatically differentiate between timing variances, gateway fee shortfalls, and missing transaction records with full line-item citations.
Exportable Proof Packs
Every completed reconciliation cycle produces a cryptographically signed Proof Pack, verifying ledger integrity for partner banks, auditors, and regulatory examiners.
Statutory Mandate Readiness
Prepare for GENIUS Act monthly reserve attestations (law), FDIC Part 375 daily balance requirements (proposed rule), and VARA Rule IV.E oversight with continuous proof.
Programmatic Reconciliation & Proof Verification
Reconciliation is integrated into your engineering stack. Trigger reconciliations on-demand, ingest webhook events, and sync verified proof packs directly via our REST and GraphQL APIs.
API Overview
High-throughput endpoints designed for idempotency, sub-second query latency, and deterministic verification.
Integration Highlights
- Initiate multi-way reconciliation passes programmatically
- Stream discrepancy and break events via real-time webhooks
- Retrieve cryptographically signed Proof Packs on demand
curl -X POST https://api.naya.finance/v1/reconcile \
-H "Authorization: Bearer ***" \
-d '{
"source_resource": "stripe_payout_9921",
"target_resource": "bank_txn_8832",
"strategy": "deterministic_match",
"tolerance": {
"amount": 0.05,
"currency": "USD"
}
}'