Crystallize Your
Financial Truth
Transform raw transaction streams into an immutable, double-entry operational ledger. Built for high-velocity fintechs that demand real-time accuracy and perfect auditability.
Every Ledger Must Have These Qualities
We don't compromise on the fundamentals. Every transaction is recorded with rigorous accounting standards.
Immutability
Once written, records cannot be changed. Only reversed.
Double-Entry
Debits must equal credits. No money is created out of thin air.
Full Audit Trail
Every change has metadata: who, when, and why.
Transaction Integrity
ACID compliant database transactions ensure data safety.
Compliance-Ready
Metadata tags for regulatory categorization built-in.
Financial Accuracy
Multi-decimal precision preventing rounding errors.
Permanence
Historical data is preserved forever for analysis.
Real-Time Posting
Balances update immediately upon transaction commitment.
Ledger Capabilities Grounded in Principle
postings: [
{ source: "assets:cash", amount: -100 },
{ dest: "liabilities:user_wallet", amount: 100 }
]
};
Double-Entry Accounting: Balance is Guaranteed
Single-entry ledgers are prone to errors and drift. NAYA enforces strict double-entry principles at the API level. Every movement of money has a source and a destination, ensuring your books always balance to zero.
We handle the complexity of multi-currency validation and precision automatically, so your developers don't have to reinvent accounting logic.