Intelligent Accounts Receivable Automation

Unapplied cash is a liability. When payments land in your bank account but aren't matched to an invoice, your DSO (Days Sales Outstanding) increases and your cash flow visibility suffers. NAYA provides Accounts Receivable Automation to solve this.

The Challenge of Unapplied Cash

As transaction volumes grow, matching incoming wires and ACH payments to thousands of open invoices becomes impossible for humans.

• Customers forget invoice numbers in reference fields.
• Banks truncate descriptions.
• Fees get deducted, causing amount mismatches.

Automating Invoice-to-Pay Matching

NAYA's matching engine solves this by:

1. Ingesting Invoices: Pulling open invoices from your billing system or ERP.
2. Ingesting Payments: Pulling cash-in transactions from your bank feed.
3. Smart Matching: Using logic to link them—even when the data is imperfect.

Handling Edge Cases

Real-world AR is messy. NAYA automates the cleanup:

• Short Pays: Detects when a customer underpays and flags it as a dispute or writes it off (based on your thresholds).
• Overpayments: Automatically records the excess as a credit on the customer's account.
• Bulk Payments: Matches a single lump-sum payment to multiple open invoices.

Syncing with Revenue Ops

Don't let your sales team fly blind. NAYA pushes reconciliation status back to your CRM or Billing system, so account managers know exactly who has paid and who hasn't—in real time.

Platform Integration

NAYA's AR automation sits on top of our reconciliation engine and operational ledger. Every matched payment creates an immutable audit trail, ensuring your finance team has complete visibility into cash application.

Related Resources

• Invoice Reconciliation Software – Match invoices to POs and payments
• Payment Reconciliation Software – Reconcile PSP settlements
• ROI Calculator – See how much you can save with automation

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