NAYA + Braintree Integration
NAYA's Braintree integration automates reconciliation for PayPal's developer-focused payment platform. From drop-in UI transactions to marketplace splits and recurring billing, NAYA matches every Braintree payment to your bank deposits and general ledger.
Integration Benefits
Unified PayPal and Card Processing
Braintree processes both PayPal and credit card transactions. NAYA reconciles all payment methods together, giving you a complete view of Braintree revenue regardless of how customers paid.
Subscription and Recurring Billing
Braintree subscriptions generate ongoing transactions. NAYA tracks subscription lifecycle events including creation, renewal, upgrade, and cancellation, reconciling each billing cycle automatically.
Marketplace Split Payments
For platforms using Braintree Marketplace, NAYA tracks split payment flows between platform and sub-merchants. Reconcile platform fees and merchant payouts accurately.
Vault and Stored Payment Methods
Braintree Vault stores customer payment methods securely. NAYA links vaulted transactions to customer records for better receivables tracking and customer lifetime value analysis.
Drop-In UI Transaction Matching
Whether you use Braintree's Drop-In UI, hosted fields, or custom integration, all transactions are captured and reconciled. Implementation approach doesn't affect reconciliation quality.
How to Connect
Generate Braintree API Keys
Create API keys in your Braintree Control Panel. NAYA requires Public Key, Private Key, and Merchant ID with permissions to access transaction and settlement reports.
Configure Webhook Notifications
Set up Braintree webhooks to notify NAYA of subscription events, disputes, and disbursements. This enables real-time reconciliation as billing events occur.
Map Merchant Accounts
Configure how Braintree merchant accounts map to your GL structure. Define revenue accounts for different payment methods and transaction types.
Connect Bank Accounts
Link the bank accounts where Braintree deposits funds. NAYA matches Braintree settlement batches to actual bank credits automatically.
Validate Sandbox Transactions
Process test transactions in Braintree sandbox to verify end-to-end reconciliation. Confirm that cards, PayPal, and subscriptions flow correctly before going live.
Braintree Reconciliation: Developer-First Payment Operations
Braintree, a PayPal company, provides payment infrastructure for some of the world's most innovative businesses. Known for its developer-friendly APIs, clean documentation, and PayPal integration, Braintree powers payments for startups and enterprises alike.
NAYA's Braintree integration brings automated reconciliation to this platform. Every transaction, subscription charge, and settlement flows into your reconciliation workflow automatically.
The Braintree Reconciliation Challenge
Braintree's flexibility creates reconciliation complexity:
- Multiple payment methods: cards, PayPal, Venmo, Apple Pay, Google Pay
- Subscription billing with prorations, upgrades, and downgrades
- Marketplace splits dividing payments between platform and merchants
- Different settlement schedules by merchant account
- PayPal transactions processed alongside card payments
Manual reconciliation means downloading Braintree reports, separating payment methods, and matching settlements to bank deposits, a manual workflow that becomes error-prone at scale.
How NAYA Automates Braintree Reconciliation
NAYA transforms Braintree reconciliation through continuous automation:
Payment Method Consolidation
Cards, PayPal, and alternative payment methods all appear in unified reconciliation. No more separate workflows for different payment gateway types.
Subscription Lifecycle Tracking
Braintree subscriptions are tracked from creation through cancellation. Each billing cycle generates a transaction that's automatically reconciled, including prorated charges for plan changes.
Settlement Batch Matching
Braintree settles in batches. NAYA matches each batch to bank deposits, accounting for fees, refunds, and chargebacks deducted before settlement.
Marketplace Reconciliation
For platforms using Braintree Marketplace, NAYA tracks the full payment flow from buyer to platform to sub-merchant. Each party's share is reconciled separately.
PayPal and Braintree Together
Many Braintree merchants also accept PayPal directly. NAYA's PayPal integration works alongside Braintree reconciliation, giving you visibility across both platforms:
- Braintree-processed PayPal payments appear in Braintree reconciliation
- Direct PayPal payments appear in PayPal reconciliation
- Consolidated reporting across both payment sources
Recurring Revenue Operations
Braintree's subscription engine powers many SaaS and membership businesses:
- Track MRR and ARR from subscription billing data
- Monitor churn through subscription cancellation events
- Reconcile dunning and retry attempts for failed payments
- Handle proration for mid-cycle plan changes
Ready to automate your Braintree reconciliation? Learn more about NAYA's reconciliation platform and see how we help businesses scale their payment operations.
FAQ
How does NAYA connect to Braintree?
NAYA establishes a direct, secure connection via Braintree REST APIs and configured webhooks. The connector ingests historical transaction logs, settlement batch summaries, and dispute records, while live webhooks capture payment authorizations, captures, refunds, and recurring subscription events with zero engineering overhead.
What Braintree data does NAYA sync?
NAYA syncs the complete transactional lifecycle from Braintree, encompassing credit card charges, PayPal flows, subscriptions, refunds, chargeback disputes, interchange fee breakdowns, and daily disbursement batches. Each record is normalized and matched deterministically against merchant bank deposits and internal order ledgers.
How does the integration handle Braintree subscriptions?
NAYA continuously tracks subscription lifecycles, mapping recurring billing events, plan modifications, prorations, trial conversions, and failed payment retries directly to underlying Braintree transaction IDs. This ensures revenue, accounts receivable, and merchant payouts reconcile seamlessly across every billing interval.
Can NAYA reconcile Braintree Marketplace payments?
Yes. NAYA provides native multi-party reconciliation for marketplace and platform architectures. The system separates gross transactions into platform commissions, service fees, and sub-merchant disbursements, matching each flow independently against bank payout batches to ensure full operational accuracy.
How are Braintree fees calculated and tracked?
NAYA ingests itemized fee schedules and settlement statements directly from Braintree, parsing processing fees, interchange costs, assessment charges, and chargeback penalties. The engine verifies these costs against your expected contract terms and flags unexpected variances or rate drift automatically.