Free Resource

Payment Reconciliation Template

A ready-to-use template for tracking gross volume, gateway fees, and expected deposits across your payment service providers (PSPs) and banks.

  • Track gross transaction value vs. net settlement
  • Identify processing fee discrepancies
  • Spot missing or delayed bank deposits

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Why Manual Spreadsheet Templates Fail at Scale

A spreadsheet is a great starting point for early-stage companies, but as your transaction volume grows, spreadsheets become a bottleneck.

VLOOKUP Limits

Matching logic gets exponentially slower. Trying to VLOOKUP across thousands of rows freezes Excel and leads to fatal crashes.

Data Integrity Risks

Accidental edits, hidden rows, and manual copy-pasting introduce human errors that compromise your financial accuracy.

No Audit Trail

When a variance is "fixed" in a spreadsheet, there is no immutable history of who changed what, making compliance and auditing a nightmare.

Outgrown Spreadsheets?

See how NAYA automates high-volume payment reconciliation with deterministic matching and an immutable operational ledger.

See it in action

Our AI reconciliation engine processes thousands of transactions in seconds, identifying matches across your bank, Stripe, and ERP automatically.

94%
Automatically Matched
47
Need Review
$12,340
Variance Explained
reconciliation_v1_final.csv
Stripe Transfer #8814
Matched with NetSuite Journal Entry
$4,240.00
Stripe Transfer #8824
Matched with NetSuite Journal Entry
$4,240.00
Stripe Transfer #8834
Matched with NetSuite Journal Entry
$4,240.00
+ 2,492 more matches