Wallet Infrastructure

Ledgering and data reconciliation for stored-value wallets and peer-to-peer payments.

Infrastructure Flow

Infrastructure Topology

LIVE INFRASTRUCTURE
Mobile App API
NAYA CoreLedger • Recon • Data Hub
User Balance Update

What NAYA Provides vs. What You Build

Managed by NAYA

  • Real-time Balance Ledger
  • P2P Transfer Logic
  • Reconciliation with Bank Rails
  • Compliance Controls

Your Experience Layer

  • Mobile App UI
  • User Onboarding (KYC)
  • Customer Support
  • Marketing

Live Simulation

Interactive Demo
STATUS: idle
Ready to start simulation...

Data Schema

Account Structure

{
  "account_type": "liability",
  "metadata": {
    "user_id": "usr_123",
    "kyc_status": "verified"
  },
  "controls": {
    "min_balance": 0,
    "currency": "USD"
  }
}

Event Types

[
  "wallet_topup",
  "p2p_transfer",
  "withdrawal"
]