Marketplace Payments

Split payments, merchant settlement, and multi-party ledgering.

Infrastructure Flow

Infrastructure Topology

LIVE INFRASTRUCTURE
Checkout Event
NAYA CoreLedger • Recon • Data Hub
Merchant Settlement

What NAYA Provides vs. What You Build

Managed by NAYA

  • Split Payment Logic
  • Merchant Ledgers
  • Payout Reconciliation
  • Fee Calculation

Your Experience Layer

  • Checkout UI
  • Vendor Onboarding
  • Dispute Management
  • Order Management

Live Simulation

Interactive Demo
STATUS: idle
Ready to start simulation...

Data Schema

Account Structure

{
  "transaction_type": "split_payment",
  "total_amount": 10000,
  "splits": [
    {
      "merchant_id": "mer_A",
      "percentage": 85
    },
    {
      "platform_fee": "yours",
      "percentage": 15
    }
  ],
  "hold_period_days": 7
}

Event Types

[
  "charge_succeeded",
  "payout_scheduled",
  "refund_processed"
]