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Lending Rails

Infrastructure for loan disbursement, repayment schedules, and interest accrual.

Provision This BlueprintRun Simulation

Infrastructure Flow

Infrastructure Topology

LIVE INFRASTRUCTURE
Loan Origination System
NAYA CoreLedger • Recon • Data Hub
Bank File (ACH)

What NAYA Provides vs. What You Build

Managed by NAYA

  • ✓Loan Ledgering
  • ✓Interest Accrual Engine
  • ✓Repayment Reconciliation
  • ✓Portfolio Reporting

Your Experience Layer

  • •Loan Origination UI
  • •Underwriting Model
  • •Collections Process
  • •Borrower Portal

Live Simulation

Interactive Demo
STATUS: idle
Ready to start simulation...

Data Schema

Account Structure

{
  "product_type": "term_loan",
  "principal": 1000000,
  "interest_rate_bps": 1500,
  "amortization": "monthly",
  "lifecycle": {
    "disbursed_at": "2024-01-01T10:00:00Z",
    "maturity_date": "2025-01-01"
  }
}

Event Types

[
  "disbursement",
  "interest_accrual",
  "repayment",
  "write_off"
]