Card Issuing

Real-time authorization ledger, clearing, and settlement reconciliation.

Infrastructure Flow

Infrastructure Topology

LIVE INFRASTRUCTURE
Card Network (Visa/MC)
NAYA CoreLedger • Recon • Data Hub
Auth Response

What NAYA Provides vs. What You Build

Managed by NAYA

  • Real-time Auth Ledger
  • Network Settlement Recon
  • Interchange Calc
  • Balance Management

Your Experience Layer

  • Cardholder App
  • Physical Card Logistics
  • Fraud Rules UI
  • Support Dashboard

Live Simulation

Interactive Demo
STATUS: idle
Ready to start simulation...

Data Schema

Account Structure

{
  "card_id": "crd_999",
  "auth_hold": true,
  "mcc_code": "5812",
  "velocity_limits": {
    "daily_max": 50000,
    "single_tx_max": 10000
  }
}

Event Types

[
  "auth_request",
  "clearing",
  "settlement"
]