Digital banks—also called neobanks or challenger banks—operate entirely through mobile and web platforms, processing millions of transactions daily with zero tolerance for reconciliation errors. Unlike legacy institutions, digital banks face unique infrastructure demands: mismatches between app transaction records and payment processor reports create direct financial exposure, compliance risk, and customer trust issues. This tag covers how engineering and finance teams at digital banks solve the operational accuracy problem—from building internal reconciliation tooling to adopting purpose-built infrastructure that matches transactions deterministically, surfaces exceptions in real time, and closes the gap between what your ledger records and what actually settled with your banking partners.