Financial Services Infrastructure

Automate Operations.
Reduce Risk.

Data Hub. Ledger. Reconciliation. Controls.
NAYA is the financial infrastructure layer—so you can focus on building the product.

NAYA_OS // CORE_ENGINE
REAL_TIME_SYNC
INGESTION
STRIPE0.3s
$24,500.00
CHASE1.2s
$156,300.00
PAYPAL2.1s
$1,245.00
ERP23.4s
+1,245 matched
CHASE4.8s
$5,200.00
STRIPE
BANKS
NAYA
CORE
LEDGER
ERP
LEDGER_WRITE
LE-847VERIFIED
Revenue Rec
$24,500.00
LE-848VERIFIED
Wire Receipt
$156,300.00
LE-849PROCESSING
Fee Capture
$890.50
LATENCY: 42msUPTIME: 99.99%
REGION: US-EAST-1
Financial Services Infrastructure

Backend logic. Solved.

Choose a blueprint to see how NAYA handles the complex data modeling, ledgering, and reconciliation for your use case.

{
  "accounts": {
    "account_type": "liability",
    "metadata": {
      "user_id": "usr_123",
      "kyc_status": "verified"
    },
    "controls": {
      "min_balance": 0,
      "currency": "USD"
    }
  },
  "eventTypes": [
    "wallet_topup",
    "p2p_transfer",
    "withdrawal"
  ]
}

Ledgering and data reconciliation for stored-value wallets and peer-to-peer payments.

Provision Wallet Blueprint
Mobile App API
Data Hub
Controls
Ledger
Recon
Balance Update
Data Flow: Wallet

The Platform for Modern Finance

We're building the operating system for the next generation of fintechs. Here is where we are today, and where we are going.

NOW

What we do today

Data Hub

Connect and orchestrate financial data from any source.

Ledger

Double-entry operational ledger with guaranteed consistency.

Reconciliation

Automated matching with full audit trail.

Controls

Real-time monitoring and compliance checks.

Alfred

AI copilot for financial operations.

NEXT

Where we're going

Blueprint Workflows

Pre-built patterns for common financial operations.

Policy Engine

Configurable rules that govern your financial stack.

Agent Marketplace

Extend Alfred with purpose-built financial agents.

Provisioning API

Spin up complete financial services via API.

Read our full platform vision

Platform Features

Comprehensive tools to manage your financial flows with precision. Built for scale from day one.

Multi-Source Orchestration

Connect any payment processor, ERP, or data source. NAYA reconciles them automatically. (Stripe, Amazon Payments, various banks, ERPs)

Learn more

Ledgers

Real-time transaction accuracy across all accounts. Automatic matching with confidence scoring. Up to 99.9% accuracy with AI-powered matching

Learn more

Intelligent Compliance

AI compliance agent monitors regulatory changes. Automated checks prevent violations before they happen. Real-time monitoring + exception alerts

Learn more
10,000+Transactions reconciled in minutes
Up to 99%Matching accuracy
Fast Integration
Up to 99.9% Accuracy
Compliant
Stack Compatible

Why financial leaders choose NAYA

Speed to market

Launch your financial product in weeks, not months, with our pre-built primitives.

Up to 99.9% Data Accuracy

Our double-entry ledger system ensures your numbers are always right, reducing reconciliation headaches.

Built-in Compliance

Navigate complex regulatory landscapes with automated checks integrated directly into payment flows.

Works with existing stack

API-first design means we play nice with your current banking partners and ERP systems.

AICPASOC2
Type II

Enterprise-grade security from day one.

SOC 2 Type II certified for fintech compliance. Build with confidence knowing your data is protected by bank-level standards.